Category: Antonios Antoniou

Banking Woes Prove Challenging When Striving for a Cashless Country

Cashless pic

Longtime economics professor Antonios (Tony) Antoniou has served in a variety of capacities in academia, holding positions such as professor and chair of the economics and finance departments of Brunel and Durham Universities. With an extensive career lecturing and training on the topic of finance, Antonios Antoniou is an expert on the role and realities of money and banking in the 21st century.

Modern-day banking and the exchange of money has a decidedly different face than in decades and centuries before. Throughout the world, gradual attempts are being made to move from a cash society to a cashless one. According to a story by National Public Radio (NPR), an example includes that of India. While the Indian government works to minimize and possibly end the use of cash in its society by replacing large bills with smaller ones and limiting the amount of cash citizens can pull from their bank accounts, various factors contribute to the creation of unintended challenges.

While relying on the use of technology to make transactions, for some shop owners, the transactions are slow or do not come about at all if the connection to the card reader is not strong. It’s also not possible for everyone to own the gadgets capable of exchanging virtual money. For those small entrepreneurs who cannot afford technological devices, creating a cashless society makes it difficult for them to fully participate in the economy.

Tottenham Hotspur Icon to be Moved to Lilywhite House

Tottenham Hotspur  pic
Tottenham Hotspur

Dr. Antonios (Tony) Antoniou fulfills the roles of CEO and consultant at Financial Research, Training & Consulting, LLP. Outside of his professional life, Dr. Antonios Antoniou is a fan of the British football team Tottenham Hotspur.

Tottenham Hotspur’s stadium site recently underwent construction to increase seating, and the full capacity will exceed 61,000 people starting in 2018. A canopy that originally protected some iconic statues was removed to widen the path for construction machines and vehicles to enter the stadium. This left the statues, including the team’s statute of a cockerel standing on a ball, exposed to the elements.

Measuring more than 9 feet tall, the cockerel statue was constructed in 1909 when the soccer team still played at the armature level. The cockerel will join the Tottenham Hotspur clock, another stadium icon, in its new home at Lilywhite House, where it will remain on display for fans to enjoy along with other items from the team’s long history.

Two Underrated Tourist Spots in Europe

 Bruges, Belgium pic
Bruges, Belgium

A recognized expert in business and finance, Dr. Antonios Antoniou has received numerous accolades throughout this career, including recognition in the Jean L. Heck and Philip L. Cooley study, “Most Prolific Authors in the Finance Literature: 1959–2008.” In his leisure time, Antonios “Tony” Antoniou enjoys travel and has visited many cities throughout Europe.

London, Paris, and Berlin are often among the cities that top the lists of travelers to Europe. While those are great destinations, there are lesser-known European cities that offer visitors wonderful visual and cultural experiences. Here are two of the most underrated cities in Europe.

Called the “Venice of the North” because of its system of canals, Bruges, Belgium, often takes a backseat to Antwerp and Brussels among visitors to the country, but Bruges is filled with stunning medieval architecture and art. Bruges is where Michelangelo’s famous sculpture, Madonna and Child, currently resides.

Dublin may get most of the attention from tourists visiting Ireland, but Cork can be just as appealing. With friendly locals and a layout that’s easily navigable, the often dubbed “real capital of Ireland” boasts a subdued vibe and is recognized for its focus on high-end cuisine.

Mauricio Pochettino Sees Promise in Barcelona’s Blueprint for Success

Mauricio Pochettino pic
Mauricio Pochettino

The CEO of FRT-C, LLP, Antonios Antoniou serves as a financial consultant to a mid-sized company. Outside of work, Tony Antoniou enjoys watching soccer, and his favorite team is Tottenham Hotspur. Tottenham’s current manager, Mauricio Pochettino, wants to follow the FC Barcelona model of success, slowly building a strong team out of young academy graduates.

In an attempt to quickly boost their teams, many managers opt to spend big bucks acquiring good players. Manchester United recently set the record, re-signing Paul Pogba for a massive £89 million. Mauricio Pochettino says his team simply cannot compete financially with some of its more wealthy rivals.

Instead, Pochettino hopes to draw inspiration from Barcelona and its La Masia academy. The academy is responsible for many quality Barcelona players, including Xavi Hernandez, Andres Iniesta, and of course, Lionel Messi.

Pochettino also said this strategy will allow Tottenham to keep its unique identity, but that this will also take time. He cited current match-day regulars like Onomah, Carter-Vickers, and Winks as examples of the strategy’s merit.

The manager went on to concede that the team will always need more seasoned, experienced players to help the younger academy graduates along, but that he saw great potential in the team’s academy.

The European Foundation for Management Development by Dr Antonios Antoniou


European Foundation for Management Development pic
European Foundation for Management Development

Located in Brussels, Belgium, the European Foundation for Management Development (EFMD) is a global non-profit organization focused on researching, networking, and information sharing within the field of management development. The group comprises more than 750 member organizations representing academia, the public interest, business, and consulting in more than 80 countries.

Members of EFMD enjoy many benefits, such as the connection to a vast global network. Through this network, members can share and discuss their experiences and learn more about best practices. Belonging to EFMD also brings access to a wide variety of the latest and most relevant information through the non-profit’s website, the Global Focus magazine, and organization-sponsored events. In addition, EFMD gives members the use of quality improvement tools, including the Corporate Learning Improvement Process (CLIP) and Technology-Enhanced Learning (CEL).

About the author: An educator and financial expert, Dr Antonios Antoniou possesses a Bachelor of Arts in Economics, a Master of Science in Accounting and Finance, and a Doctorate in Applied Economics. Dr Antoniou is the Chief Executive Officer of Financial Research, Training & Consulting, LLP (FRT&C).

London Airports Offer Less than One Euro per Sterling Pound



Antonios Antoniou is the CEO and a consultant for FRT-C Consulting, where he serves as a financial consultant to a medium-sized company. Also a former professor of finance at Brunel University and Durham University, Tony Antoniou stays up-to-date with financial news, including information on the euro.

For the first time since the United Kingdom voted to leave the European Union in late June, some London airports are offering exchange rates of less than one euro per pound sterling.

In late August, the MoneyCorp bureau de change at London’s Stansted Airport began offering an exchange rate of €0.9915 for every pound. Similarly, the rate at the ICE exchange center at London Luton Airport was €0.990.

While this does not provide an accurate view of the pound’s overall trading power against the euro, it is the first time since the Brexit vote that the exchange rate has dipped below the one-to-one mark. Other airports, however, offer better rates. While the pound lost ground at other London airports, ICE at Gatwick still offered €1.05 for every pound.

These new rates may look ominous, but The Independent’s travel editor, Simon Calder, assures that in-person airport currency exchanges often provide the worst rates. He says doing the exchange online and picking the cash up in person usually offers better deals, even from the same company.

The airports were surely following the general trading trend. Their low rates came as the pound fell to €1.1622 against the euro, the lowest it has been in three years.